Wise Clone
Wise Alternative | Fast & Secure Global Payments
Cheaper Money Transfers.No Hidden Fees, Real Rates.Save on international transfers with transparent fees & real-time exchange rates. Send money abroad today!
Go Live in 3 Days with 60 Days Tech SupportComplete Source CodesComplete RebrandingComplete WhitelabelingApp Publishing SupportFree 1 Year Updates

Wise Clone - Get Paid Like a Local, Send Money Like a Pro
Shop, travel, and manage international finances effortlessly with a secure multi-currency banking solution.
In today’s ever-evolving digital world, financial technology or “Fintech” plays an integral role. Companies worldwide are continuously seeking innovative solutions that can provide them with a competitive advantage. One such solution is a professionally developed Wise Clone, which can offer a range of benefits to businesses looking to streamline their international transactions.
- Cost-Effective: A Wise Clone can offer businesses a cost-effective way to conduct international transactions by eliminating the need for traditional banks and their high fees. This can result in significant cost savings over time.
- Speedy Transactions: With the Wise Clone, transactions can be completed quickly, often within a matter of seconds or minutes, as opposed to the days or weeks it may take with traditional banks.
- Enhanced Security: A professionally developed Wise Clone typically comes with advanced security features, including encryption and secure data storage, to ensure that sensitive financial information is protected from unauthorized access.
- Scalability: The Wise Clone can be customized to meet the specific needs of any business, regardless of its size or industry. This means that as a company grows, its financial technology can grow with it.
Real-time Exchange Rates
his feature enables users to make currency exchanges at the current exchange rate, which can be more favorable than the rates offered by traditional banks.
Instant Transfers
Users can transfer money instantly to other Wise Clone users across the globe, even on weekends and holidays, which is not possible with traditional bank transfers.
Multi-Currency Wallet
A Wise Clone typically allows users to hold multiple currencies in a single wallet. This not only simplifies international transactions but also provides flexibility in managing different currencies.
Transparent Fees
A Wise Clone platform often displays upfront fees for international transactions, ensuring transparency and enabling users to make informed decisions about their money transfers.

Key Features of Wise Remittance App Clone
Cutting-edge Features
that drive
Wise Clone
The Wise Clone, a cutting-edge financial technology solution, stands out for its real-time exchange rates, multi-currency wallet, and instant international transfers. Its transparent fee structure, advanced security protocols, and cost-effective nature set it apart from traditional banking. This scalable solution caters to businesses of all sizes and needs, providing a comprehensive global financial management tool.
Real-Time Exchange Rates
Enables instant currency conversions at the current rate.
Multi-Currency Wallet
Stores various currencies in a single digital wallet.
Instant International Transfers
Facilitates immediate cross-border transactions.
Transparent Fee Structure
Displays upfront fees for clear transaction understanding.
Advanced Security Protocols
Utilizes encryption and secure storage for data protection.
Cost-Effective Solution
Avoids traditional banking fees for monetary savings.
Scalability
Adapts to businesses of all sizes and needs for global operations.
Comprehensive Features Across Web, App, and Admin

Secure International Transfers: Users can securely transfer funds internationally, leveraging Wise’s robust encryption and authentication measures to ensure safe transactions.
Transparent Fees: Clear and transparent fee structures empower users to understand the costs associated with their transfers upfront, avoiding hidden charges and surprises.
Real-Time Exchange Rates: Access to real-time exchange rates enables users to make informed decisions, ensuring they get the best value for their money when sending or receiving international payments.
Transaction Tracking: Users can track the status of their transfers in real-time, receiving updates on processing, completion, and delivery, providing peace of mind and transparency throughout the process.
Multi-Currency Support: The platform supports a wide range of currencies, allowing users to send and receive payments in their preferred currency, eliminating the need for costly currency conversions.
User-Friendly Interface: A intuitive and user-friendly interface guides users through the transfer process seamlessly, making it easy for both novice and experienced users to navigate and complete transactions effortlessly.

Transaction Management: Admins have full control over transactions, with tools to monitor, review, and manage transfers, ensuring compliance with regulatory requirements and internal policies.
User Management: The admin panel provides capabilities for managing user accounts, including verification, approval, and account suspension, maintaining the integrity and security of the platform.
Fee Management: Admins can set and adjust fee structures, enabling flexibility in pricing strategies while ensuring competitiveness and sustainability in the market.
Compliance and Risk Management: Comprehensive compliance and risk management tools help admins detect and mitigate fraudulent activities, ensuring the security and trustworthiness of the platform for all users.
Analytics and Reporting: Analytics dashboards offer insights into transaction volumes, revenue streams, user demographics, and other key metrics, enabling informed decision-making and strategic planning.
Customer Support: Admins can provide assistance and support to users, addressing inquiries, resolving disputes, and handling issues promptly and efficiently, fostering trust and loyalty among users.

- On-the-Go Transfers: Users can initiate and manage international transfers conveniently from their mobile devices, offering flexibility and accessibility wherever they are.
- Biometric Authentication: Secure biometric authentication methods such as fingerprint or face recognition enhance the security of the mobile app, ensuring only authorized users can access their accounts and initiate transactions.
- Push Notifications: Real-time push notifications keep users informed about the status of their transfers, alerting them to important updates and ensuring timely action when needed.
- In-App Support: Integrated support features within the mobile app enable users to access help resources, contact customer support, and receive assistance directly from their smartphones, providing a seamless and efficient support experience.
- Currency Converter: A built-in currency converter tool allows users to quickly check exchange rates and convert currencies, helping them make informed decisions when sending or receiving international payments.
- Offline Mode: Offline functionality enables users to access certain features of the mobile app even without an internet connection, providing uninterrupted access to essential functions such as viewing transaction history or accessing help resources.
User Flow of our Wise Clone





















Sign Up/Login
Users create an account or log in to their existing account on the Wise clone platform.
Initiate Transfer
Users select the currency and amount they want to transfer, as well as the recipient's details.
Choose Transfer Method
Users choose between bank transfer, debit/credit card payment, or alternative payment methods available.
Confirm Transaction Details
Users review and confirm the transaction details, including fees and exchange rates.
Provide Payment Information
Users input payment details such as bank account information or card details for processing the transfer.
Verify Identity
Users may need to verify their identity through additional security measures such as two-factor authentication or identity verification documents.
Track Transfer Status
Users can track the status of their transfer in real-time, including processing, completion, or any issues that may arise.
Confirmation and Receipt
Users receive confirmation of the successful transfer and a receipt detailing the transaction for their records.
Benefits and Seamless Implementation
Ready
Pre-built and readily available, reducing development time and enabling quick implementation.
Now
Immediate access to modern technologies, enabling businesses to stay current and competitive.
Set
Configured to suit specific needs, minimizing the need for extensive customization before deployment.
In
Customization to suit own needs is essential for everyone and we do it all for you.
Go
Once deployed, can be quickly integrated into existing systems, enabling seamless adoption.
Time
Readymade Approach saves you a deal of time and gives you edge with early launch.
Demo Video in Action
Access Demo
Admin Panels
Explore the admin panels of the solution
Technology Stack
Web & Admin
PHP with Bootstrap Framework | NodeJS | MySQL & MongoDB
Android Apps
Flutter Full Components Apps with Latest Dependencies
iOS App
Flutter Full Components Apps with Latest Dependencies
3rd Party API
Google Maps, Twilio, Firebase, Pay Api, Translate & MTR.

Deliverables - What You'll Get
Admin Panels
Explore the admin panels of the solution
Free Deployment
We do complete rebranding of your web and apps with your logo, icons & color scheme and deploy them.
Source & Project Codes
We provide you with complete source codes with no encryption so you can work on them as per your custom needs.
Apps Publishing
We take care of publishing your apps in both the stores on your developer accounts and get them approved.
Support Timeline
We include 60 Days of tech bug support and 1 year of products if any in terms of SDK or API at no extra cost.
Addons Available
Implement an invoice generation tool that enables users to create and send professional invoices directly from the platform, streamlining the billing process for freelancers, businesses, and service providers.
Provide API integration capabilities to allow businesses to seamlessly integrate the Wise clone platform with their existing systems, ERP software, or e-commerce platforms, enabling seamless data exchange and automation of payment processes.

Testimonials
See how individuals & companies like yours used Miracuves app platform to help them achieve their business goals using IT Solutions & Services
















Why Choose Miracuves
Fully Customizable
Miracuves provides customization services to ensure that our clients get the exact features & flows they need for their specific needs.
Complimentary Tech Support
At Miracuves we ensure that all your support needs are met in time and with discretion to ensure no downtime.
Free Bug Support
Miracuves provides complimentary bug support timeline to clients to ensure that the platform runs smoothly and without any issues.
Complete Source Code
Miracuves ensures you get complete usage ownership of the Wise clone by offering you the complete source code.
Custom development requires a high budget but our ready-made clone script comes with ample features and free rebranding service at a budget price.
Waiting is boring, that is why we bring you this ready-to-launch clone script which is completely customizable as per your needs.
We have vast experience in developing cryptocurrency-based applications to make your deployment capable enough to boost your crypto trading business.
We know the seriousness of security in the current times of data breach. That is why we have already verified our clone script with rigorous security testing.
Our dedication to providing a comprehensive solution, we’ve also optimized the script for enhanced speed, ensuring that users experience swift and efficient performance.
Combining al the key points we come to the stage of efficient functioning solution which delivers the right purpose and functions for everyone.
Why Our Premium Wise Clone Script Over Custom Development?
Cost Effective
Custom development requires time and budget with our ready-made Wise clone script get all features and rebranding service at a pocket friendly price.
Time to Market
Our ready-to-launch Wise clone script is completely customizable as per your needs and is constantly updated to meet market standards.
Expertise
Having vast experience in developing Cross border accoutns and payments apps to provide, Wise clone capable enough to boost your online remittance business.
Security
We know the seriousness of security in money transfer apps like Wise. That is why we do QAT & various Code Assesments on the Wise clone script to keep data safe.
Insights For Cross Border Platform Entrepreneurs
- Concept
- Feature
- Capabilites
- Inclusions
- Marketability
- Revenue
- Prospects
A Wise-like platform is a powerful financial technology solution designed to facilitate cross-border money transfers, multi-currency wallets, and low-cost international payments. It enables businesses and individuals to send and receive funds globally with real-time exchange rates, low transaction fees, and advanced security protocols.
Multi-Currency Account Support for seamless transactions in various currencies.
Real-Time Exchange Rates & Low Transfer Fees for cost-effective money movement.
Regulatory Compliance & Anti-Fraud Protection to meet international financial standards.
Open API Integration for Third-Party Applications enabling fintech collaborations.
Blockchain & AI-Powered Security for safe, transparent, and efficient transactions.
Instant P2P Transfers & Business Payments for diverse financial needs.
Localized Payment Processing for region-specific banking compatibility.
Automated Transaction Verification & AML Compliance to prevent fraud.
A cross-border remittance script like Wise ensures fast, secure, and cost-effective financial transactions worldwide.
A Wise-like app offers a wide range of features, including:
Multi-Currency Wallets for users to hold and manage funds in different currencies.
Instant & Scheduled Money Transfers with real-time tracking.
Live Exchange Rate Conversion to ensure competitive currency conversion.
Seamless Bank & Card Integrations for direct transactions.
Automated Fraud Detection & KYC/AML Compliance for secure transactions.
Transparent Fee Structure & Cost Breakdown for user trust.
AI-Powered Financial Insights for smarter financial management.
Business Payment Solutions for international invoices and salary disbursement.
User-Friendly Dashboard & Mobile App for a seamless banking experience.
Integration with E-Wallets & Payment Gateways for diversified transactions.
A feature-rich money transfer script ensures hassle-free, borderless financial transactions.
A Wise-like financial solution is capable of:
Handling Large-Scale Transactions Securely & Efficiently for global users.
Processing Real-Time Forex Exchange with transparent pricing.
Supporting Instant, Same-Day, & Scheduled Transfers for user convenience.
Seamless API Integration with Banks & Financial Institutions for enhanced services.
Providing Corporate Payment Solutions & Payroll Management for businesses.
Utilizing AI for Risk Assessment & Transaction Security to reduce fraud.
Offering Decentralized Finance (DeFi) Integrations for crypto-based transactions.
Expanding to Neobanking & Embedded Finance Models for digital banking innovation.
Complying with International Financial Regulations for smooth operations.
Providing Open-Banking Features for fintech adaptability.
A robust remittance platform empowers businesses and individuals to transact globally with confidence.
A cross-border payment software package includes:
Customizable Multi-Currency Wallets & Exchange Rate APIs for financial flexibility.
AI-Powered Security & Fraud Detection Modules for risk mitigation.
Business & Personal Account Types for diverse user needs.
API Documentation for Fintech Integrations to expand service offerings.
Global Compliance & Regulatory Adherence Features for hassle-free transactions.
Admin Dashboard & Reporting Tools for financial transparency.
Mobile & Web Banking Apps for seamless customer access.
Instant & Scheduled Payment Modules for optimized cash flow.
Local Bank Transfer Integration for regional adaptability.
Real-Time Support & AI Chatbots for user engagement.
A ready-to-launch Wise-like payment solution provides scalability, security, and seamless cross-border financial services.
The demand for multi-currency payment solutions is driven by:
Increased Cross-Border Transactions in the era of digital globalization.
Growth of Remote Work & Freelance Payments requiring seamless international transfers.
Rising Adoption of Neobanking & Digital-First Financial Services for better customer experience.
Demand for Real-Time FX Conversions & Transparent Fee Structures for cost efficiency.
Integration of AI & Blockchain in Financial Technology enhancing security & efficiency.
Emergence of Embedded Finance & Open Banking APIs for fintech collaborations.
Expansion of B2B Cross-Border Payments for global businesses.
Rise in Digital Wallets & Mobile Payment Solutions offering convenience.
Regulatory Push for Financial Transparency & AML Compliance for secure operations.
Growing Demand for Low-Cost Remittance Services in emerging markets.
A versatile Wise-like app meets the financial demands of individuals, businesses, and global remittance providers.
A Wise clone platform generates revenue through:
Transaction-Based Fees on Money Transfers & Conversions for recurring revenue.
Subscription-Based Plans for Businesses & High-Volume Users for premium services.
Forex Conversion Margins & Spread Fees to monetize exchange rate differences.
API Monetization for Third-Party Integrations to expand fintech partnerships.
Withdrawal & Deposit Charges on Different Payment Methods for service sustainability.
Affiliate & Referral Commissions for Partnered Financial Services to drive engagement.
Corporate Payment Solutions & Bulk Transaction Fees for enterprise users.
White-Label Licensing & Custom Development Services for business adaptability.
Embedded Finance & Banking-as-a-Service (BaaS) Solutions for fintech growth.
Premium KYC & AML Compliance Verification Fees to maintain security.
A strategic revenue model ensures consistent profitability in the cross-border remittance industry.
The future of cross-border payment platforms is shaped by:
AI-Powered Automated Financial Management Tools for personalized user experience.
Blockchain & Smart Contracts for Instant Settlements enhancing security.
Expansion into Cryptocurrencies & Stablecoins for Transfers to provide decentralized options.
Integration with Central Bank Digital Currencies (CBDCs) for regulatory acceptance.
Voice-Activated & Biometric Authentication for Transactions to enhance security.
5G & IoT-Enabled Financial Services for ultra-fast processing.
Regulatory Sandboxes & Compliance Innovation to adapt to evolving financial laws.
Automated Tax Reporting & Compliance Features for seamless financial operations.
Metaverse & Virtual Banking Branches for futuristic banking experiences.
AI-Based Financial Advisory & Investment Portfolios to optimize user wealth management.
A next-gen Wise-like platform offers borderless, low-cost, and high-speed money transfer solutions, making it a game-changer in global finance.
Our Development Process for Wise Clone App
Requirements Gathering
We start by understanding your requirement in regards to purpose, goals and future targets. Following the same we start customizing our Wise Clone script to match to your specific needs.
Design
Our next step is the designing part where our skilled designers will understand your creative needs and will work with you closely to get the idea in ui/ux design ready to implement.
Development
At this stage, Miracuves start the rebranding process as we offer a ready-to-launch Wise Clone App. Here we do setup, configurations and required modifications as agreed.
Testing
We use a rigorous testing process to ensure that the Wise clone is completely free of bugs and meets all of your requirements before it is deployed on your requested servers.
Deployment
Once the quality team passes us the green signal we will proceed to the deployment process, ensuring your Wise clone is smoothly deployed and runs as you have wanted.
Support & Maintainence
We offer 60 days of free support and maintenance services including technical support, and bug support to ensure that your Wise clone continues to meet your business goals.
Check Out Our Full Range of App Clone Solutions
Check Out Other Solutions Offered By Miracuves
Miracuves offers a comprehensive suite of ready-to-deploy solutions tailored for seamless functionality across various industries. Designed with user-friendliness at their core, our products enhance efficiency and simplify processes, ensuring a hassle-free experience for all your business needs
Frequently Asked Questions & Release Log
Users can register through a simple online form, providing basic personal information (name, email, phone number) and verifying their identity via email or SMS. Some businesses may require additional KYC (Know Your Customer) documentation for compliance.
--[ADDED] System Maintenance Mode --[ADDED] Currency Layer API for Automatic Exchange Rate --[ADDED] PayStack Payment gateway --[ADDED] Two new languages (French, Hindi) --[UPDATED] Strowallet Webhook --[UPDATED] Gradle, Dart, Flutter and Package versions --[UPDATED] Documentation
--[ADDED] Transaction Type Cash Pickup --[ADDED] Agent Part as an addon --[UPDATED] Re-Brand --[UPDATED] Gradle, Dart, Flutter and Package versions --[UPDATED] Documentation
--[UPDATED] Installer --[UPDATED] Gradle, Dart, Flutter and Package versions --[UPDATED] Documentation
--[ADDED] New User Bonus --[ADDED] Bank Method for both automatic and manual --[ADDED] Google 2FA for admin --[UPDATED] GDPR Cookie --[UPDATED] Flutter and Dart version --[UPDATED] Documentation
--[UPDATED] language keys --[UPDATED] Flutter and Dart version
--[ADDED] Automatic Bank Transfer --[ADDED] Automatic Bank list load based on receiver country --[ADDED] Pagadito Payment Gateway --[ADDED] Remittance Search --[UPDATED] Razorpay Payment Gateway --[UPDATED] Basic settings user register --[UPDATED] Flutter and Dart version --[UPDATED] Documentation