Ready-Made Neobank Platforms

White-Label Neobank & Digital Banking Platforms — Built to Launch, Ready to License.

Revolut-style super-app banking, a full neobank foundation, or a core-banking engine — launch a modern bank on your licence. The platform is built in days; go-live tracks your licensing and integrations, and we engineer for both.

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5Banking Platforms
Compliance-ReadyKYC · AML · Audit
100%Source Code Ownership
60 DaysPost-Launch Support

Every Neobank & Banking Platform We Offer

From a full Revolut-style super-app to a core-banking engine. Pricing reflects scope — a complete neobank carries more than a banking script. All ship with full source code and compliance scaffolding.

What Is a Neobank Clone Platform?

A neobank clone is a white-label digital-banking foundation — customer app, admin console, KYC onboarding, accounts, cards, and a transaction ledger — engineered to launch on your banking licence or BaaS partner, deployed as your own with full source code.

Banking is not a weekend clone. It carries KYC/AML obligations, a banking licence or Banking-as-a-Service partner, card issuance, and audit requirements. Our platforms are built for that: the software ships in days, and the architecture is designed to slot into your licence, your KYC provider, and your card and payment rails. That is why the build is fast while go-live tracks your compliance and integration timeline.

Every Miracuves banking platform includes full unencrypted source code so your team, or ours, can adapt it to your regulator, your core, and your risk model.

Who Should Launch a Neobank?

Digital banking fits anyone who can hold a licence or partner with one. These are the operators the model rewards most.

Fintech Startups

Launch a neobank brand on a BaaS partner without building core banking from scratch.

Banks & NBFCs

Ship a modern digital front end on top of your existing licence and core systems.

Wallet Providers

Upgrade a wallet into a full banking product with accounts, cards, and payments.

Regional Fintechs

Localized banking tuned to your country's regulator, rails, and card networks.

Enterprises & Employers

Embedded banking — payroll accounts, expense cards, savings — for members or staff.

Licensed Institutions

Accelerate a regulated launch with a platform built for compliance from day one.

Card & Payment Programs

Front a card program with a banking app your customers actually want to use.

Community & Niche Banks

Serve an underbanked segment with a focused, branded neobank experience.

Map Your Compliant Banking Launch

Tell us your product and licensing position — we'll map the platform and the path to go-live.

Which Banking Model Fits You?

All our banking platforms share the same compliant core — accounts, KYC, ledger. The difference is scope. Choose by how much of the super-app you need on day one.

Model 01 — Super-App Neobank

The Revolut Path

Accounts, cards, FX, trading, and budgeting in one app. The broadest product — and the deepest build.

Best FitAmbitious fintechs aiming to be a customer's primary financial app across many money needs.
Model 02 — Focused Neobank

The NeoBank Path

Accounts, cards, payments, and KYC — a clean, complete neobank without the trading and extras.

Best FitFounders launching a focused banking product fast, adding features as they scale.
Model 03 — Core Engine

The Banking Solution / Script Path

The underlying accounts-and-ledger engine to build your own experience on top of.

Best FitTeams with their own front-end vision who need a reliable, customizable banking core.

Explore the Platform Before You Commit

Every platform has a live demo environment — customer app, admin console, and back office. No black boxes. What you review is exactly the foundation that gets rebranded, integrated, and deployed as yours.

Rated Five Stars, Everywhere

A Fintech-Tech Partner You Can Verify

Five-star client ratings across every major review platform — click any to read the reviews yourself.

Why Fintech Founders Build Banking With Miracuves

Banking punishes a weak foundation — compliance retrofits and licence mismatches sink launches. Our platforms are engineered for regulation from the first commit, so your capital goes into licensing and growth, not rebuilds.

01

Platform Built in Days

The software foundation ships fast — we then engineer around your licensing and integration timeline, not against it.

02

Compliance-First Architecture

KYC, AML, and audit trails from day one — not bolted on after a regulator asks.

03

Built to Integrate Your Licence

Designed to slot into your banking licence, BaaS partner, KYC provider, and card rails.

04

Full Source Code, No Lock-In

Complete unencrypted code — auditable and adaptable by your team or any team.

05

Card & Ledger Included

Card issuance flows and a transaction ledger built in — the core a bank actually runs on.

06

Supported After Launch

60 days of technical support and 12 months of free product updates on every deployment.

Your Neobank, Built to Launch.

Tell us your product and licensing position — we'll map the fastest compliant path to launch.

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9,000+ projects shipped since 2010 · Full source code, every time