What fintech app models can Miracuves deploy from clone bases?
Neo-bank wallets, P2P transfers, merchant acquiring, bill pay, and FX conversion apps deploy from Revolut-style and Wise-style clones. Each includes user KYC flows, ledger-backed transactions, merchant dashboards, and compliance-oriented admin tooling. Miracuves configures PSP partners available in your target market during onboarding.
How does Miracuves handle KYC and regulatory requirements?
Clone bases include document upload, liveness check hooks, and admin review queues. Miracuves integrates third-party KYC providers you select — not legal advice. Payment licenses, AML policies, and regional banking partnerships remain your compliance responsibility; the software provides audit logs and configurable limits to support those programs.
What is the starting price for a fintech app deployment?
Published fintech clones start from $3,699 for scoped wallet and transfer features; card programmes and multi-currency stacks may use higher-tier bases listed on product pages. Custom banking APIs and enterprise SLA deployments are milestone-quoted. All pricing is shared in writing before payment.
Are transactions and balances stored securely?
Backend uses immutable ledger patterns, encrypted transport, and role-based admin access. Miracuves follows standard PCI-aware integration practices for card data — sensitive PAN data stays with certified PSPs, not in your app database. Security review and penetration testing for regulated launches can be added to scope.
Can merchants accept payments through the same platform?
Yes. Merchant apps support payment links, QR generation, settlement dashboards, refunds, and webhook APIs. Marketplace-style fintech — consumer wallet plus merchant acquiring — deploys from the same multi-app base with configurable fee schedules in admin.
How fast can a fintech MVP go live with Miracuves?
Scoped fintech MVPs with one PSP and one market's KYC provider commonly launch in 7–14 days including compliance configuration and device QA. Multi-region launches add time for each PSP certification — Miracuves documents that schedule upfront rather than promising unrealistic 48-hour banking apps.
Do I own the fintech source code after launch?
Full IP transfer is standard. You are not locked to Miracuves infrastructure. Repositories include API documentation for your future engineering team or auditor. Escrow packages are available for enterprise investors requiring third-party code verification.
What support exists after a fintech app goes live?
60-day post-launch support covers defects and store compliance. Payment provider API changes sometimes require updates — Miracuves maintenance retainers handle those proactively. Critical incident response SLAs are available for live money-movement platforms with enterprise contracts.
Does Miracuves handle App Store and Google Play submission?
Yes — store submission is included in every standard deployment. Miracuves manages provisioning profiles, signing certificates, listing copy, screenshot requirements, privacy questionnaire answers, and review coordination for iOS and Android. Rejections caused by configuration within the agreed scope are addressed during the 60-day support window at no additional cost.
How is a Miracuves vertical deployment different from hiring a freelance developer?
Freelancers typically rebuild dispatch, payments, admin, and store pipelines from scratch — high risk and unpredictable timelines. Miracuves deploys from production-tested Flutter clone bases used across thousands of live projects, with NDA, IP assignment, published pricing, and company-backed support. You launch in days with owned source code, not a six-month solo build that may never reach the stores.
