Fundrise Clone App - White-Label Real Estate Crowdfunding & Fractional Investment Platform
A real estate crowdfunding platform built as one operating system rather than a portal bolted onto a spreadsheet. Investors subscribe to shares in a specific asset held in its own SPV, receive rental distributions and resell on a secondary market. Operators underwrite, approve and settle from the same data model.
Three audiences, one platform. A 77-model domain serves an investor web and mobile experience, a full operator console, and a partner portal where developers submit deal pipeline, across 229 API routes with a double-entry ledger underneath.
Go Live in 6 Days with
- SPV-Native
- Ledger-Backed
- Multi-Currency
- Liquidity-Ready
- White-Label
- Audit-Traceable
Event feed
- KYC case approvedCompliance
- Order allocated, ownership appendedSubscriptions
- Distribution batch approvedFinance
- Withdrawal awaiting second approverMaker-checker
- Certificate issuedOwnership
- Secondary trade settledMarketplace
- Exit window openedExits
- Rent receipt loggedOperations
- KYC case approvedCompliance
- Order allocated, ownership appendedSubscriptions
- Distribution batch approvedFinance
- Withdrawal awaiting second approverMaker-checker
- Certificate issuedOwnership
- Secondary trade settledMarketplace
- Exit window openedExits
- Rent receipt loggedOperations
Platform at a Glance
1
SPV Per Propertyshare classes and an append-only owner register
2
Ways to Exitsecondary market listings or scheduled windows
60+
Property Fieldsidentity, projections, economics and regulatory data
10
Document Suiteincluding the security handbook and VAPT review
The Operator Console Is the Product
Underwriting, investment committee review, tenancy and rent roll, distribution batching, KYC queues and a full helpdesk. Most platforms in this category leave this half-built.
Hardened Around Your Deployment
The demo runs on sandbox providers and demo defaults. Hardening it to your stack - real credentials, signed webhooks and enforced role permissions - is a defined deployment engagement, scoped and quoted before you commit.
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01See it live
Live in Action
Fundrise Clone Demo - Investor, Operator & Partner Consoles
Don’t just take our word for it. Open the Miracuves Fundrise Clone yourself. Every role has a working login and no setup is required. Follow a funded property from the investor portfolio into the operator console and on to the finance workspace where its distribution is reviewed. A fourth login, compliance@demo.com on the same password, opens the KYC and approval queues if you want to see the maker-checker chain from both sides. The demo instance is seeded and read-only, so you can open every screen but write actions are restricted.
Fundrise Clone - Invest, Hold & Exit
The investor surface. Browse and compare properties, run the calculator, complete KYC, subscribe to shares, hold the certificate, collect distributions and resell on the secondary market.
- 1Open the web app in your browser
- 2Login with the demo credentials below
- 3Explore: Properties, Portfolio, Wallet, Marketplace
investor@demo.com | Demo1234!
Pipeline, Properties, Operations & Exits
The operator surface. Property pipeline and underwriting, investment committee review, tenancy and rent roll, maintenance, marketplace moderation, exit windows, audit and reports.
- 1Open the admin console in your browser
- 2Explore: Pipeline, Properties, Operations, Exits
admin@demo.com | Demo1234!
Distributions, Withdrawals & the Ledger
The money surface, and the one worth opening if you only open one. Read a distribution batch line by line as gross, tax, fee and net, see the withdrawal approval queue that needs a second actor, and trace the balanced ledger entries behind both.
- 1Open the finance console in your browser
- 2Explore: Distributions, Withdrawals, Ledger, Fees
finance@demo.com | Demo1234!
Developer Pipeline & Deal Tracking
The supply side. A developer sees their properties moving through pre-listing, almost-funded and active, with target capital, committed capital, investor counts, yields and due-diligence status on each one.
- 1Sign in, then open /partners/dashboard
- 2Use the investor demo login below
- 3Explore: Pipeline, Deal Cards, Due Diligence
investor@demo.com | Demo1234!Watch It Work
Fundrise Clone Video Demo: Subscribe, Allocate, Distribute & Exit
A walkthrough of the platform as an operator sees it, rather than a feature reel. It opens on a property in the catalogue with its SPV and share class visible, follows an investor through KYC, the subscription agreement and an order, and shows the order sitting payment-pending until settlement confirms it, creates the allocation, appends ownership and issues the certificate. It then moves to the operator console for the part that matters commercially: a distribution batch aggregating rent and expenses into gross, tax, fee and net lines, passing compliance review and finance approval, and executing into balanced ledger entries with statements attached. The secondary market is shown from both sides, a listing with its investment memo and an exit window with its eligibility checks. If a specific flow matters more than the tour, ask and we will open it live with data in it.
Schedule a live walkthrough call.Every Screen Mapped
Fundrise Clone App Flows - Investor, Operator, Partner & Mobile Screens
The interface across the surfaces that matter: property catalogue with comparison and calculator, property detail carrying SPV and share class, valuation history and due-diligence documents, the onboarding and KYC path, the order and subscription agreement flow, the portfolio with holdings, certificates and performance analytics, the multi-currency wallet, the secondary marketplace with its investment memo, and the operator console across its thirty-odd workspaces.
Follow an investor from a first property view through KYC, an order and a distribution, an operator from a partner submission through underwriting and investment committee review to a funded property, and a compliance officer from a KYC case to an approved accreditation. Web carries the full experience and the Expo mobile app covers the investor journey with broad API parity. Want a guided walkthrough of a specific flow? Book a call and we will open the surface you care about with live data in it.
02Straight answers
Straight Answers
Fundrise Clone Deployment References - What the Platform Actually Does
There is no fractional real-estate deployment in the Miracuves portfolio yet, so rather than dress this platform in borrowed proof, the statements below are properties of the build, each demonstrable in the live demo above.
A 77-model domain with 47 enums covering property, SPV, share class, ownership, ledger, distribution, compliance and communication as one connected graph. Demonstrable across all three demos.
Double-entry ledger with money in integer minor units, derived balances, idempotency keys on external-input writes and an append-only ownership register. Demonstrable in the investor and operator demos.
Secondary marketplace with listings, negotiated offers, an investment-grade memo before checkout, and scheduled exit windows with eligibility checks. Demonstrable in the investor demo.
Distribution batching from calculation through compliance review and finance approval to ledger execution, with statements and investor notification. Demonstrable in the operator demo.
Illustrative Scenario
Fundrise Clone Modelled Reference - Fractional Real Estate Deployment
A modelled reference deployment showing how the Miracuves Fundrise Clone is configured for a multi-jurisdiction fractional property operator. This is not a client engagement and the figures are properties of the platform rather than results reported by a customer.
How this platform is configured for an operator raising retail capital into property SPVs, where the ledger has to reconcile and the regulator will eventually ask for the beneficial-owner list.
- Cap tables kept in spreadsheets that no auditor can follow
- Distributions calculated by hand across multiple files and reconciled by hope
- Investors locked in with no way out until the asset is sold
- A double-entry ledger where every money movement posts to an account
- An append-only ownership register that answers the beneficial-owner question
- A secondary market so liquidity does not depend on a whole-asset sale
- Property-level SPVs and share classes, not a pooled blind fund
- Distribution batching with compliance and finance approval before execution
- Eight locales including Arabic with full right-to-left layout
- Underwriting, investment committee review and a partner deal pipeline
- Configured for UAE, US and UK with AED, USD and GBP
This is a modelled reference deployment, not a client engagement. Every capability listed above ships in the base build and is demonstrable in the live demo. The figures are properties of the platform, not results reported by a customer.
03The product
The Basics
What Is a Fundrise Clone App?
A Fundrise Clone is a ready-made real estate crowdfunding platform. Investors put small amounts into property they could not buy outright, receive rental income and eventually a share of the sale. The platform handles the parts that make this category genuinely hard: holding ownership in a register an auditor can follow, moving money through a ledger that reconciles, and proving to a regulator who owns what.
Not a Listing Site
A property portal shows you buildings. This settles subscriptions, issues ownership, pays distributions and reconciles a ledger. The listing page is the smallest part of the system.
Not a Fund Administrator
You own the whole stack rather than renting fund administration. The SPV, share class, ownership register and ledger are yours, on standard PostgreSQL, with no per-investor fee to a third party.
Not a Demo Dressed as a Product
The platform is fully built and fully documented, down to an ERD, an API collection and a security review. Where a demo instance runs on sandbox settings, your deployment runs on your own providers, hardened during delivery.
Built for Web, Mobile & Operators
What Is a Real Estate Crowdfunding Script?
The difficulty is never the property listing page. It is the cap table, the distribution run, the KYC file and the beneficial-owner question. Those are the parts already built here.
- 01Property-level SPVs with share classes
- 02Double-entry ledger with derived balances
- 03Secondary market and scheduled exit windows
- 04KYC, accreditation and investor-class gating
- 05Operator console with maker-checker approvals
Where this build differs from Fundrise itself is the structure. Fundrise pools investors into funds. This platform gives investors shares in a specific property held in its own SPV, with a share class, a certificate and a secondary market to sell into. That is closer to how Stake, Arrived and Property Partner operate, and it is the more flexible base to launch from.
Everything Included
Fundrise Clone Features - Investing, Ledger, Liquidity, Compliance & Operations
Every capability below is built and demonstrable in the live demo. The documentation labels 127 capabilities as available, 39 as configuration required and 30 as integration required, and where a feature needs a third-party account, a deployment decision or pre-launch hardening, that is stated against the feature rather than implied away.
Property-Level SPVs
Each asset sits in its own vehicle with share classes, so investors buy into a named property rather than a blind pool, and the legal structure is visible on the detail page.
Append-Only Ownership Register
Ownership is appended, never overwritten, which is what lets you answer a beneficial-owner request without reconstructing history from three systems.
Double-Entry Ledger
Integer minor units, balanced entries on every movement, derived balances and compensating corrections, so distributions and wallets reconcile against the bank.
Order Flow With Idempotency
Subscription orders carry idempotency keys and emit outbox events, so a retried request cannot create a second allocation.
Distribution Batching
Rent and expenses aggregate into gross, tax, fee and net lines, pass compliance and finance approval by different actors, then settle through the ledger with statements.
Secondary Marketplace
Listings, negotiated offers and atomic ownership transfer, gated behind an investment memo showing premium or discount to latest NAV before checkout.
Exit Windows
Operator-scheduled redemption windows with pricing method, fees, holding-period checks and settlement that credits proceeds and burns ownership.
Sale Governance
Whole-property sale proposals with one vote per investor, weighted by shares, kept separate from marketplace trading.
Underwriting & IC Review
Assumptions with bear, base and bull outputs, then an independent investment committee decision recorded as its own evidence.
Property Operations
Tenancies, rent receipts, expenses, valuations and a nine-state maintenance workflow, so the asset is serviced in the same system that raised the capital.
Compliance Workspace
KYC and accreditation queues, investor 360, audit search and maker-checker approvals on the money paths.
Multi-Currency & Locale
AED, USD and GBP with configured country profiles, plus eight interface locales including Arabic with full right-to-left layout.
The capability checklist
- Property catalogue, detail, comparison up to four
- Investment calculator with local projections
- Location-led discovery by country and city
- Track record, academy content and CMS pages
- Email and passkey login with database-backed sessions
- TOTP multi-factor with backup codes
- WebAuthn passkey registration and authentication
- Device registration and push token association
- Case-based KYC with Sumsub and Onfido seams
- Accreditation submission, review, expiry and history
- Risk questionnaire and suitability profile
- Investor class: retail, accredited, professional, institutional
- SPV and share-class presentation on every property
- Valuation history with methodology and valuer
- Due-diligence document association
- Underwriting with bear, base and bull scenarios
- Subscription agreement signing and evidence
- Order flow with idempotency keys
- Allocation, ownership append and certificate issue
- Operator-configurable minimums and eligibility gates
- Multi-currency wallets with ledger-derived balances
- FX quote and conversion with bounded rate cache
- Deposit and withdrawal workflows
- Plaid bank verification seam
- Distribution batching with gross, tax, fee and net lines
- Compliance review then finance approval then execution
- Tax withholding data path and statements
- Balanced ledger settlement with investor notification
- Secondary marketplace with listings and offers
- Investment memo required before checkout
- Scheduled exit windows with eligibility checks
- Whole-property sale proposals with weighted voting
- AutoInvest and rent reinvest plans
- Watchlists and price alerts
- Referral codes, rewards and sharing
- Goal planning and portfolio projections
- Portfolio analytics: Sharpe, Sortino, volatility
- Maximum drawdown and XIRR
- Diversification by type, geography and currency
- Unified activity feed and tax summaries
- Tenancy, lease and rent-roll management
- Rent receipt and expense logging
- Maintenance requests with a nine-state workflow
- Property operations dashboard
- CRM with leads, stages, contact log and tags
- Helpdesk with SLAs, queues, macros and CSAT
- Announcements, messages and knowledge base
- Eight locales including Arabic right-to-left
The platform ships complete as software, and every deployment is tailored to the operator. Your own provider accounts connect during delivery: KYC through Sumsub or Onfido, payments through Stripe, Razorpay or NOWPayments, Plaid for bank verification, S3 or GCS for storage, plus email, push and SMS. Sanctions and PEP screening, native mobile document capture and your jurisdiction tax rules are scoped to your market rather than guessed at. Tell us where you are launching and we will map exactly what connects.
Run It Without a Dev Team
Fundrise Clone Admin Panel - Pipeline, Distributions, Compliance & Control
The operator shell groups Overview, Investors, Properties, Finance, Compliance and Platform, spanning roughly thirty workspaces. This is the part of a fractional platform that is usually deferred and then never finished.
Operator shell
- Dashboard, power panel, oversight and analytics
- Investors, KYC/AML, accreditation and investor 360
- CRM, investor relations and referrals
- Properties, pipeline, underwriting and operations
- Investments, wallet, distributions and fees
- Marketplace moderation, exits and property sales
- Reports, audit search and CSV exports
- Control center, provider status and gateway routing
Operator Console Workspaces
- 01
Pipeline & Underwriting
Partner drafts move through approval, underwriting assumptions and investment committee review before a property goes live to investors.
- 02
Investor Management
Investor 360 combining holdings, orders, wallet, KYC state, documents, tickets and relationship history in one record.
- 03
KYC & Accreditation Queues
Case-based review with provider evidence, approve and reject actions, reverification as a new case, and accreditation handled separately.
- 04
Distribution Workspace
Calculate a batch, review the line totals, pass compliance, approve in finance, then execute with a different actor. The control that protects the ledger.
- 05
Wallet & Withdrawals
Order review, wallet operations and pending withdrawals behind an approval boundary requiring a second actor.
- 06
Marketplace Oversight
Filter listings, inspect offers and trades, suspend or force-cancel, and read volume with average premium or discount.
- 07
Property Operations
Tenancies, rent receipts, expenses, valuations, rent roll and maintenance with assignment, priority and cost.
- 08
Fees & Earnings
Fee schedules, accrual from ownership, revenue invoices, processor cost imports, commission payout and finance CSV export.
- 09
Audit & Reports
Audit search by resource, action, actor and time range, plus investor, distribution, property, order, KYC and payment exports.
- 10
Control Center
Maintenance mode, registration gates, MFA policy, session duration, rate limits, investment limits, marketplace rules and feature flags at runtime. Session duration, login-limit and rate-limit settings are enforced once deployment hardening wires them in.
Configured to your operating model: The 30-role permission catalog is defined with resource, action and scope, and is wired to your own org chart during delivery so a finance operator, a compliance officer and a relationship manager each see exactly their own surface. Maker-checker on withdrawals and distributions is set to your approval thresholds rather than a default.
Talk to Product Expert04What you get and what it costs
The Full Package
What's Included - Fundrise Clone Source Code, Apps & Deployment
You receive a complete, deployable platform: the application source, the domain model behind it, and the documentation a technical or compliance reviewer will ask for. Everything transfers with full ownership, with no runtime licence and no per-investor fee.
Web Application
A Next.js 15 App Router build on React 19 with Tailwind, serving the public marketing surface, the investor experience and the operator console from one codebase.
- Next.js 15 App Router with React 19
- Versioned /api/v1 and /api/mobile/v1 families
- 229 API routes in the audited build
- Yours to modify, extend and redeploy freely
- Eight locales including Arabic right-to-left
- AED, USD and GBP with country profiles
- Shared UI token and design system package
- Certificate-grade print surfaces
Domain Model
77 Prisma models and 47 enums on PostgreSQL 16, covering property, SPV, share class, ownership, ledger, distribution, compliance, CRM and helpdesk as one connected graph.
- 77 Prisma models and 47 enums
- PostgreSQL 16 with a normalized relation-rich domain
- Property records carrying 60+ fields
- Investor records with 20+ downstream relations
Financial Engine
A dedicated package for ledger posting and calculation, with money in integer minor units, balanced entries, derived balances and compensating corrections.
- Double-entry financial engine package
- Integer minor units and derived balances
- Idempotency keys on external-input writes
- Append-only ledger and ownership register
Operator Console
Roughly thirty workspaces spanning pipeline, underwriting, operations, finance, compliance, marketplace, CMS and control center.
- Operator console across roughly thirty workspaces
- Permissions package with 30 catalog roles
- Maker-checker on withdrawals and distributions
- Audit log with actor, action, resource and time
Mobile Application
An Expo SDK 52 and React Native 0.76 app covering the investor journey with broad API parity across iOS, Android and web.
- Expo SDK 52 and React Native 0.76 mobile app
- iOS, Android and React Native Web
- Broad parity with the investor web journey
- Security and contract hardening still required
Permissions Package
30 catalog roles with resource, action and scope definitions and permission-filtered navigation. Route enforcement is completed as part of delivery.
Provider Adapters
Seams for KYC, payments, bank link, storage, email, push, SMS, AI, maps and FX, each running on your own vendor accounts.
- Provider adapters for KYC, payments and storage
- Sumsub and Onfido, Stripe, Razorpay and NOWPayments
- Plaid bank link, S3 or GCS, SendGrid, FCM and Twilio
- Your own accounts and credentials throughout
Technical Documentation
A ten-document suite including the ERD, schema, API collection, security handbook, VAPT compliance review and a status-labelled product dossier.
- Ten-document technical suite
- ERD, schema and API collection
- Security handbook and VAPT compliance review
- Technical product dossier with status labels
Open the demo with any of the three role logins above, or book a walkthrough and we will take you through a subscription becoming ownership, a distribution batch clearing compliance and finance, and a secondary listing trading, against your own fee model.
Transparent Pricing
How Much Does It Cost to Build a Real Estate Crowdfunding Platform Like Fundrise in 2026?
Building a fractional real-estate investment platform with Miracuves typically starts from around $6,099 for a launch-ready white-label Fundrise Clone and increases based on the security hardening scope, KYC and payment provider integrations, jurisdiction configuration and mobile depth.
Professional
ReadyMade Turnkey SolutionBest for: Property developers, investment operators & regional fractional platforms
You get the solution as you see our demo with your own branding and self-hosted on your end.
Get StartedEnterprise
Custom, Compliance & High-ScaleBest for: Asset managers, family offices, REIT operators & institutional sponsors
Get it built as your situation demands and business needs, as per custom needs.
Request a QuoteGo Deeper
Explore Every Angle of the Fundrise Clone
Four deeper guides to a real estate crowdfunding platform: where ownership and money are held, what it costs, what to check before you buy, and how the register compounds revenue.
05Who it is for
Know Your Buyer
Who Is Our Fundrise Clone App Built For?
The platform suits operators raising retail or high-net-worth capital into property, where the constraint is never finding buildings but servicing investors correctly once they are on the register.
Managers replacing a patchwork of CRM, spreadsheets, fund administration and email with one connected model and one investor experience.
Groups already syndicating deals privately who need investor-facing infrastructure with certificates, statements and a secondary market.
Operators in UAE, UK or US markets needing country profiles, multi-currency wallets and Arabic right-to-left support configured from launch.
Delivery partners accelerating a client build on a documented 77-model domain with a ledger-backed financial core to extend.
Founders entering real estate crowdfunding who need SPV structuring, an ownership register and a distribution engine working from day one rather than in year three.
Developers raising capital directly from investors rather than through institutions, using the partner pipeline and underwriting surfaces to run their own deals.
If your business depends on holding an accurate cap table, paying distributions that reconcile, and surviving a regulator asking who owns what, owning this infrastructure is the difference between scaling and stalling.
Talk to Product ExpertWhere It Fits
Fundrise Clone Use Cases - Residential, Commercial, Developer & Regional
The same platform serves quite different operators depending on which part of the lifecycle leads. A retail fractional product leans on discovery and the secondary market, a developer platform on the partner pipeline and underwriting, a syndicate on certificates and statements. Each is configuration rather than a fork.
Run a retail fractional residential platform where investors buy shares in named homes, collect monthly rental distributions and trade on a secondary market.
Operate a commercial property platform using property types, underwriting scenarios, tenancy management, expense tracking and valuation history for larger assets with institutional tenants.
Build a developer capital platform where property partners submit deals into a pipeline and your team underwrites, runs investment committee review and takes them live to investors.
Digitize a private syndicate that already raises capital informally, giving existing investors certificates, statements, tax summaries and a portal instead of email attachments.
Expand across markets with configured country profiles for UAE, US and UK, multi-currency wallets, eight locales and Arabic right-to-left layout.
Deliver a client investment platform as an integrator, extending a documented domain of 77 models and 229 routes rather than starting from an empty repository.
One platform, many configurations. Every use case above runs on the same domain model and the same three surfaces. What changes is the country profile, fee schedule, investor classes, minimums and feature flags, not a fork you then maintain separately.
Talk to Product ExpertIndustries
Industries We Serve
The Fundrise Clone suits any operator raising capital into property. Fractional residential platforms use the full stack from sourcing through exit. Commercial operators use underwriting, tenancy and valuation history for larger assets. Property developers use the partner pipeline to raise directly. Asset and fund managers replace CRM, spreadsheets and fund administration with one model. Family offices and syndicators digitize existing private raises. REIT operators use multi-currency and country profiles. Proptech startups build on a ledger-backed core. Real estate agencies extend from brokerage into investment products. Systems integrators deliver client platforms on a documented domain.
- 01FrFractional Residential
- 02CpCommercial Property
- 03PdProperty Developers
- 04AmAsset Managers
- 05FoFamily Offices
- 06SySyndicators
- 07RrRegional REITs
- 08PpProptech Platforms
- 09ReReal Estate Agencies
- 10IoInvestment Operators
- 11CrCapital Raising
- 12AbAgencies & Builders
Miracuves’ Fundrise Clone is built as an SPV-native investment platform adaptable to any property-backed capital raising business, multi-jurisdiction where your footprint requires it, and white-labelled entirely under your brand.
06Under the hood
End to End
How the Fundrise Clone Works - Source, Underwrite, Fund, Distribute & Exit
A fractional platform looks like a property listing site from the outside and runs on a tightly sequenced sourcing, compliance, ledger and servicing pipeline underneath. Here is the path from a developer submission to an investor exit.
Platform Journey - From Deal Submission to Investor Exit
1Deal SourcingA property partner applies, which creates a developer relationship, then drafts the property into the pipeline.
- Partner application and developer record
- Draft property creation and update
- Ownership and draft-state checks on partner routes
- Draft enters the admin pipeline for review
- 2Underwriting & Committee
Nothing goes live on assertion. Assumptions are modelled, then an investment committee records an independent decision.
- Underwriting assumptions stored with the property
- Bear, base and bull scenario outputs
- Investment committee review as separate evidence
- Lifecycle advance from draft to approved
- 3Investor Onboarding
Registration creates user, investor, wallet and ledger account in one transaction, then suitability is established before any order.
- Registration with password or passkey
- KYC case submission and provider review
- Accreditation and risk questionnaire
- Investor class assignment and gating
- 4Subscription & Funding
An order is intent, not ownership. It stays payment-pending until the settlement callback confirms it.
- Share selection against minimums and availability
- Subscription agreement signed and evidenced
- Order created with an idempotency key
- Settlement confirms, allocates and appends ownership
- 5Ownership & Distributions
Once ownership exists, the asset is serviced: rent collected, expenses logged, and income distributed through an approval chain.
- Certificate issued from durable records
- Tenancy, rent receipts and expenses recorded
- Batch calculated into gross, tax, fee and net lines
- Compliance review, finance approval, ledger execution
- 6Liquidity & Exit
Investors leave three ways, and each is a governed path rather than an informal arrangement.
- Secondary listing with an investment memo
- Negotiated offers and atomic ownership transfer
- Scheduled exit windows with eligibility checks
- Whole-property sale with weighted investor voting
How It’s Built
Fundrise Clone Platform Architecture & Backend Flow
- Layer 01
One Domain, Three Surfaces
The investor web app, the operator console and the mobile app consume the same models and business rules, so a new surface does not mean rebuilding the core.
- Layer 02
Money as Integers
Every amount is stored in minor units, which removes the floating-point rounding class of bug from a system whose entire job is being correct about money.
- Layer 03
Derived Balances
A wallet balance is computed from ledger entries rather than stored and updated, so a balance cannot silently drift away from its transaction history.
- Layer 04
Idempotency at the Edge
External-input writes carry idempotency keys, so a retried payment callback or a double-submitted order cannot create a second allocation.
- Layer 05
Outbox and Jobs
State changes emit outbox events drained by a jobs endpoint, which also runs AutoInvest execution and exit-window transitions on a schedule.
- Layer 06
Provider Adapters
KYC, payments, storage, comms, AI, maps and FX all sit behind interfaces with sandbox fallbacks, so vendors can be swapped per market.
Under the Hood
Fundrise Clone Tech Stack - Next.js, PostgreSQL, Prisma & Expo
Under the hood, an investment platform needs a domain model that holds ownership truthfully, a ledger that reconciles, and provider seams that can be swapped as you enter new markets. Here is what sits behind it.
Web & Operator Console
Next.js 15 · React 19 · Tailwind- App Router serving public, investor and admin surfaces
- Shared UI package with design tokens
- Certificate-grade print surfaces
- Eight locales with Arabic right-to-left
Data Layer
PostgreSQL 16 · Prisma · 77 Models- 47 enums covering every lifecycle state
- Property records with 60+ fields
- Investor records with 20+ relations
- Append-only ledger and ownership convention
Financial Engine
Double-Entry · Minor Units- Balanced entries on every money movement
- Balances derived, never stored
- Idempotency keys on external-input writes
- Compensating entries for corrections
API Layer
Versioned REST · 229 Routes- Separate /api/v1 and /api/mobile/v1 families
- Outbox events for asynchronous work
- Background jobs for AutoInvest and exit windows
- Webhook boundaries for provider callbacks
Mobile
Expo SDK 52 · React Native 0.76- iOS, Android and React Native Web
- Broad parity with the investor web journey
- Push token and device registration
- KYC document capture simulated, not native
Provider Seams
KYC · Payments · Storage · Comms- Sumsub and Onfido for identity
- Stripe, Razorpay and NOWPayments with routing
- Plaid bank link, S3 or GCS storage
- SendGrid, FCM, Twilio, plus AI and maps
every external provider runs on your own account, including the KYC vendor, the payment processors, Plaid, object storage, email, push and SMS, so you own the commercial relationships and can swap any of them per market. A demo instance necessarily runs on sandbox providers and demo defaults; your deployment is hardened during delivery, which covers provider-native webhook signature verification, route-level enforcement of the 30-role permission model, admin gating, secret management and your own penetration test if you want one. The platform ships with a full security handbook and a VAPT compliance review, so your security team gets documentation to review rather than a black box. Every layer above is mainstream and widely hired for, with a schema portable to any PostgreSQL instance.
Performance Targets
Built to Scale - Normalized Domain, Derived Balances & a Named Gap List
The architecture is conventional where it can be and specialized where investment operations demand it: a normalized relational domain, a ledger that derives rather than stores, and asynchronous work behind an outbox. The gaps are documented rather than claimed as already solved.
A Domain Built for Relations
An investor has more than twenty downstream relations and a property carries over sixty fields across identity, fundraising, projections, physical specification, rental economics and regulatory data.
That depth means:- Retail marketing and institutional underwriting share one record
- No duplicate property data across surfaces
- Reporting queries join rather than reconcile
- New markets add configuration, not tables
Correctness Before Throughput
For a platform holding ownership and money, the first scaling question is not requests per second, it is whether the numbers stay right under concurrency.
The financial core provides:- Integer minor units throughout
- Balanced double-entry postings
- Derived balances that cannot drift
- Idempotency keys on external-input writes
Asynchronous Work, Honestly
Outbox events and a jobs endpoint handle distribution notification, AutoInvest execution and exit-window transitions.
What is true today, and what is not:- Outbox pattern and jobs endpoint implemented
- Deterministic daily execution keys for AutoInvest
- A durable queue with leases is deployment work
- Retry, dead-letter and alerting need to be added
What Delivery Adds
A demo runs on sandbox providers because that is what a demo is for. Taking the platform to production is a defined checklist, not an open question.
Your deployment includes:- Your payment, KYC and storage providers connected
- Signature verification and reconciliation on every callback
- Route-level enforcement of the 30-role model
- Jurisdiction, fee schedule and policy configuration
Normalized Domain
77 models with explicit relations rather than denormalized blobs, so reporting and compliance queries have somewhere truthful to run.
Ledger-Derived State
Balances and holdings are computed from append-only records, which makes reconciliation a query rather than an investigation.
Maker-Checker Controls
Withdrawals and distributions require a second actor, which is the control that protects an operator from its own staff and its own mistakes.
Configurable Jurisdictions
Country profiles, currencies, fee schedules, investor tiers and feature flags let a new market launch without touching the core.
Documented Findings
The security review names each item with its route and impact, so hardening is a checklist we work through rather than a discovery exercise on your time.
Scoped Before You Commit
The deployment checklist is quoted up front. You know what production readiness costs and covers before you sign, not after.
Built for Customization & Long-Term Growth
Every operator needs something specific to their jurisdiction and mandate. The stack is conventional so extending it is ordinary work.
Adding a market means a country profile and a currency; adding a provider means an adapter behind an existing interface. Next.js, React, TypeScript, Prisma and PostgreSQL are all widely hired for.
The hard part of this category is already built and already documented. What remains is the work that can only happen once we know your market, your providers and your approval structure, and that is exactly what a deployment engagement is for. It is defined, scoped and quotable before you commit.
07Security and compliance
Built to Be Audited
Fundrise Clone Security - Documented, Graded & Fully Disclosed
Security is documented, not asserted. The platform ships with a dedicated developer security handbook and a VAPT compliance review mapped to the OWASP top ten, which means your security team receives a document set to assess rather than a codebase to reverse-engineer. Very few products in this category can hand you that on day one.
- 01 · SessionsStrong Session & MFA Base
Database-backed opaque sessions with cookie and bearer transport, TOTP with backup codes, and WebAuthn passkey registration and authentication.
- 02 · LedgerFinancial Integrity Controls
Double-entry posting, integer minor units, derived balances and idempotency keys, with compensating entries instead of destructive corrections.
- 03 · ApprovalsMaker-Checker Approvals
Withdrawals need a different approver, and distribution batches pass compliance review then finance approval before a third actor executes.
- 04 · AuditDocumented for Your Auditor
A developer security handbook plus a VAPT review mapped to the OWASP top ten, with findings listed by route and impact. Diligence becomes a review of documents rather than an excavation.
- 05 · HardeningHardened at Deployment
Provider-native webhook signature verification, admin route gating, secret management and enforced lockout and password policy are completed against your environment as part of delivery.
- 06 · AccessLeast Privilege, Configured
The 30-role catalog carries resource, action and scope definitions. During delivery it is enforced at route level and mapped to your actual team structure.
What deployment hardening adds
- 01Verified Identity Callbacks
Your KYC vendor is connected with real signature verification, state mapping, evidence retention and an escalation path, so a verification decision in the platform reflects a decision the provider actually made.
- 02Enforced Platform Policy
Lockout thresholds, password rules, session duration, MFA requirements and rate limits are set to your risk appetite and enforced at runtime, with session revocation consistent across every surface.
- 03Production Data Handling
Private buckets with encryption and malware scanning, formula-injection escaping on exports, export audit logging, retention policy and PII redaction in analytics events.
- 04Independent Review Welcome
Bring your own penetration test or security auditor. You receive the handbook, the VAPT review and the source, which is precisely what an external reviewer needs to work from.
- 05Access Control Wired to Your Org
Every admin surface gets route-level permission enforcement mapped to your real team: who approves a withdrawal, who reviews a KYC case, who can change a fee schedule. The 30-role catalog becomes your operating model rather than a default.
- 06Provider-Native Payment Verification
Payment callbacks are wired to your processor with raw-body signature verification, authoritative amount and currency checks, replay protection and reconciliation against settlement. This is the control that makes the ledger trustworthy.
The architecture carries the controls a regulated investment operator is asked about: database-backed opaque sessions, TOTP multi-factor with backup codes, WebAuthn passkeys, a double-entry ledger with idempotency on external-input writes, maker-checker approval on withdrawals and distributions, an audit log recording actor, action, resource and time, and a control center that holds session duration, login limits and rate limits as settings, enforced at runtime once deployment hardening is complete. Deployment hardening then takes it from a documented architecture to your production environment.
Talk to Us About Security & ComplianceRegulatory Clarification
Fundrise Clone Compliance - Software Scope, Licensing and Securities Rules
A Fundrise clone is software, not a securities licence. Miracuves builds and hands over the platform layer: property SPV and share-class records, the append-only ownership register, the double-entry ledger, subscription, distribution and exit workflows, KYC, accreditation and investor-class gating, audit trails and admin controls. Offering fractional property interests to investors, operating a funding portal, broker-dealer or secondary market, holding investor money and paying it out are regulated activities. Those sit with a licensed or exempt entity - your own company, or a registered funding portal, broker-dealer, escrow or payments partner you integrate with. The software is not an issuer, a funding portal or an investment adviser, and neither is Miracuves.
“Ready” describes the architecture, not a certificate. Card payments are designed to run through your processor’s own flows via the Stripe, Razorpay or NOWPayments adapters, every money movement posts to an append-only double-entry ledger, and an audit log records actor, action, resource and time. The other controls an assessor will look for - route-level enforcement of the 30-role permission catalog, provider-native webhook signature verification, admin route gating, secret management and enforced lockout policy - are completed in deployment hardening, before you take investor money. Miracuves holds no PCI-DSS or ISO 27001 certification on your behalf and displays no compliance badge without the certificate behind it. Certification is issued to the operating entity, against its own environment, processes and hosting.
What the Software Delivers
Property SPVs and share classes, the ownership register and certificates, the double-entry ledger and multi-currency wallets, subscription orders, distribution batching with maker-checker approval, the secondary marketplace and exit windows, KYC and accreditation workflows, investor classes and audit logs. Delivered as source code you own.
What Only a Licence Delivers
Offering fractional property interests to the public, operating a funding portal, broker-dealer or secondary trading venue, holding investor funds in escrow or custody, and reporting to a securities regulator. That authority sits with your own licence or exemption, or with a registered partner. Software cannot substitute for it.
Card Data and PCI-DSS Scope
Deposits are designed to run through your processor’s hosted flows, so card numbers are collected inside the processor’s certified environment rather than stored by the platform. Confirm this against the integration you choose; it keeps your own PCI-DSS assessment scope as narrow as that integration allows.
Jurisdiction Decides the Route
In the US, offering fractional property interests generally means an SEC Regulation Crowdfunding offering through a registered funding portal or broker-dealer, a Regulation A+ offering, or a Regulation D private placement limited to eligible investors, plus state rules. The UK (FCA), the UAE (DFSA, FSRA or SCA, depending on where you are established) and other markets apply their own securities and collective-investment rules. Confirm your route with securities counsel or a licensed partner. Miracuves does not provide legal, licensing or regulatory advice.
08Grow the platform
- Property SPVs & share classes
- Double-entry ledger
- Secondary market & exits
- Operator console
How add-ons work
- 1Pick the modules
Choose at launch, or add later as your rollout grows.
- 2Scoped & quoted per module
Each module is scoped and priced on its own, in writing.
- 3Ships into your codebase
Delivered as source code you own, like the core.
Go Further
Fundrise Clone Add-Ons - Hardening, Providers, Jurisdictions & Mobile
Out of the box the platform is feature-complete and demonstrable. The modules below are what operators most often add, either because they need a third-party account, or because the documentation names them as work outstanding before production.
- Production readiness
Production Hardening Package
Admin route gating, provider-native webhook verification, RBAC route enforcement, secret management and enforced lockout policy, delivered against your environment.
- Providers & live money
KYC Provider Integration
Sumsub or Onfido connected properly with callback verification, state mapping, PII retention policy and an escalation procedure.
- Providers & live money
Live Payment Rails
Deposits run in sandbox by default. Connecting Stripe, Razorpay or NOWPayments with settlement, reconciliation, refunds and disputes is scoped work.
- Screening & jurisdictions
Sanctions & PEP Screening
The screening data model exists but runtime screening is not wired. Connecting a screening vendor and defining escalation policy is required for regulated operation.
- Screening & jurisdictions
Jurisdiction Configuration
Country profiles, tax withholding rules, investor classes and legal agreement versioning reviewed with your counsel for each market you enter.
- Mobile & multi-brand
Mobile Hardening
Native KYC document capture replacing the simulated flow, refresh-path consistency, runtime payload validation and secure storage review.
- Mobile & multi-brand
Multi-Tenant White Label
No tenant isolation or branding editor exists today. Operating several brands from one deployment is an architecture addition, not a setting.
- Production readiness
Test Suite & Acceptance
Lifecycle end-to-end coverage against a disposable database, plus the unauthorized-actor, wrong-owner, duplicate-request and stale-state cases the playbook calls for.
More Investment Platforms
Building in Fintech & Real Estate? We Have the Whole Market Covered.
The Fundrise Clone is one platform in a complete investment suite. If your roadmap extends beyond fractional property, these connect naturally.
01Multi-asset investing platform with SIPs, goal-based portfolios, tax tools and KYC onboarding.
Explore Solution
02Discount broking platform with order management, market data and portfolio tracking.
Explore Solution
03Forex and CFD trading platform with multi-account structures, risk controls and settlement.
Explore Solution
04Property listing and discovery portal with search, agent tools and lead capture.
Explore Solution09The business case
How Operators Earn
Fundrise Clone Revenue Models - Fees, Spreads, Carry & Tiers
A fractional property platform earns across the whole holding period rather than at one transaction, and the fee engine models each stream separately so an operator can tune one without disturbing the others.
- 01
Platform Fees
Charged on subscription into a property, the most predictable line because it scales directly with capital raised rather than with behaviour.
- 02
Management Fees
Recurring fees accrued from ownership on a schedule, which is what turns assets under management into a compounding revenue base.
- 03
Secondary Market Fees
Taken on investor-to-investor trades, so liquidity generates income rather than costing the platform.
- 04
Distribution Charges
Applied to rental income runs as a fee line inside the batch, calculated alongside tax withholding rather than bolted on.
- 05
Exit and Redemption Fees
Charged on scheduled exit windows, with the pricing method and fee set per window by the operator.
- 06
FX Spread
Multi-currency wallets and conversion mean cross-border investors generate spread income on every conversion.
The earnings subsystem accrues fees from ownership on a schedule, produces revenue invoices, imports processor costs as balanced expense entries and reports gross and net revenue by currency.
Market Timing
Why Launch a Real Estate Investment Platform in 2026?
Property remains the asset class retail investors most want and can least access. Fractional platforms solve the access problem, and the ones that win are the operators whose back office can carry the investor count without breaking.
01Access Is the Product
Investors want property exposure without the deposit, the mortgage or the management. Fractional ownership is the only structure that delivers it at retail ticket sizes.
02The Back Office Is the Barrier
Finding buildings is easy. Servicing a thousand investors across cap tables, distributions, tax statements and compliance queues is what stops platforms scaling.
03Liquidity Wins Investors
A secondary market is the single feature that most reduces hesitation at subscription, because it removes the fear of being locked in for a decade.
04Regulators Ask Hard Questions
Beneficial ownership, investor suitability and fund flows all get examined. An append-only register and an audit trail are the difference between a short conversation and a long one.
05Cross-Border Capital Is Normal
Investors in one country buying property in another is now routine, which makes multi-currency wallets, FX and locale support a launch requirement rather than a phase two.
06Buy-Versus-Build Is Settled
A from-scratch equivalent spans ledger, compliance, operations and liquidity across multiple years. A white-label deployment is live on your server in under six days.
Platform by the Numbers
Database Models
API Routes
Admin Roles
Locales
Building that back office is what consumes the years. An ownership register, a reconcilable ledger, KYC case management, distribution batching with approvals, a secondary market and an audit trail are each unglamorous, mandatory and slow to get right.
The Commercial Case
Marketability, Revenue Potential & Business Prospects
Fractional property economics are unusual because revenue compounds with assets under management rather than resetting each month. Every property funded adds a management fee base that persists for the holding period.
- 01
Six Revenue Levers
Platform fees, management fees, secondary market fees, distribution charges, exit fees and FX spread, each configurable independently.
- 02
Revenue That Compounds
Management fees accrue from ownership on a schedule, so assets under management build a recurring base rather than requiring constant new raises.
- 03
The Register Is the Moat
Investors with holdings, certificates and a distribution history do not casually move platforms, and the operating record is not portable to a competitor.
- 04
Exit Optionality
The full source and a 77-model schema on standard PostgreSQL are yours. A documented domain is an asset in diligence rather than a black box to explain.
What is the realistic path to first revenue?
Most operators launch with a small number of assets they already control or can source quickly, because the first properties have to fund to prove the model to later investors. Platform fees are collectible on the first subscription and management fees begin accruing from ownership immediately. The secondary market usually stays quiet until the register is large enough to create two-sided interest, which is normal and not a sign anything is wrong. The sequence that works is a short hardening and configuration phase, a controlled launch with a handful of assets and invited investors, then opening registration once distributions have run cleanly at least once.
How defensible is a fractional property platform?
Defensibility comes from the register and the operating track record, not from features. An investor with holdings across several properties, a distribution history and tax statements in one place has real switching costs, and a regulator who has already reviewed your processes is an asset a new entrant cannot copy. The platform contribution is making onboarding fast enough to build that register, the ledger accurate enough to keep it, and the whole record yours rather than a fund administrator who can reprice you.
The commercial argument for owning the platform is that in this category the asset is the investor register and the operating record. Both live with whoever runs the infrastructure, which is why renting fund administration has a ceiling.
A curated launch where a handful of assets prove the operating model and the register stays small enough to service by hand if needed.
A scaled operation where distribution batching and the compliance queue are doing real work and the back office justifies itself.
A multi-country platform where country profiles and currency support turn one deployment into several national businesses.
10Why Miracuves
Why Miracuves
Miracuves vs Other Fundrise Clone Developers
There are many ways to get a real estate crowdfunding platform: generic scripts, freelancers, agencies, or owning the infrastructure.
Why Founders Choose Miracuves
- 01
A Real Ledger, Not a Balance Column
Double-entry posting with integer minor units and derived balances. Generic crowdfunding scripts store a number in a wallet field and hope it stays right.
- 02
SPVs and Share Classes Modelled
Property-level vehicles with share classes and an append-only ownership register, rather than a pledge amount attached to a campaign.
- 03
The Operator Console Exists
Underwriting, investment committee review, distribution batching, compliance queues and audit. Most scripts in this category ship an investor portal and stop.
- 04
Full Source Ownership
The complete Next.js and PostgreSQL codebase is yours to modify and deploy. No per-investor fee and no administrator who can reprice you.
- 05
Auditable for Diligence
A ten-document suite with an ERD, API collection, security handbook and VAPT review, enough for an investor or regulator conversation rather than a demo.
- 06
Scope You Can Verify
Ten technical documents with status labels against every capability, so what is included, what needs your provider account and what is configured for your market is written down before you buy.
Compare & Discover Why Clients Choose Us as #1 Ready-Made Clone Solution Partner
| Criteria | MiracuvesMiracuves Fundrise Clone | Generic Clone Script | Custom Dev Agency |
|---|---|---|---|
| Time to Launch | 6 days (rebranded and deployed; hardening scoped separately) | Unknown / DIY | 6-9+ months |
| Source-Code Ownership | Full | Often limited / encrypted | Usually yes |
| Feature Depth (Fundrise-like) | High (SPVs, ledger, secondary market, operator console) | Basic (investor portal only) | Depends on budget |
| Security & Compliance | Documented (security handbook + VAPT review; hardening scoped in writing) | Minimal | Varies widely |
| Scalability & Performance | Cloud & CDN-optimized | Rarely considered | Depends on architecture |
| Monetization Options | Multiple (six fee levers on one fee engine) | Limited / needs custom work | Custom (more time & cost) |
| Admin & Analytics | Full-fledged dashboard | Very basic or missing | Custom build (extra cost) |
| Cost vs Speed vs Quality | Balanced | Cheap but risky | High cost, slow |
| Ongoing Support & Updates | Available with clear plans | Usually none | Depends on contract |
Changelog
Fundrise Clone Release Log - Version History & Updates
| Version | Date | What’s New |
|---|---|---|
| v2026.1 | Sep 2026 | Initial release. Fractional real estate platform with property SPVs, double-entry ledger, secondary market and operator console. |
Let’s build together
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11Learn more
Blog & Resources
Fundrise Clone App - Latest Insights & Guides
Stay updated with the latest trends, guides and case studies on real estate crowdfunding, fractional ownership, investor onboarding and property platform operations.
Product4 questions
01What is a Fundrise Clone App?
A Fundrise Clone App is a ready-made, white-label real estate crowdfunding and fractional property investment platform. Investors browse properties, subscribe to shares held through a property-level SPV, receive rental distributions and can resell on a secondary market; operators underwrite deals, run investment committee review, batch distributions and manage compliance from one console. The Miracuves Fundrise Clone ships with a Next.js 15 web application and operator console, an Expo mobile app, 229 API routes and a 77-model PostgreSQL domain, launched under your own brand.
02How is this different from Fundrise itself?
Fundrise pools investor money into funds, so investors do not choose the asset. The Miracuves Fundrise Clone gives investors shares in a specific property held in its own SPV, with a share class, an ownership certificate and a secondary market to sell into, which is closer to how Stake, Arrived and Property Partner operate. It is the more flexible base: you can run a per-property model, and the fund flags exist if you later want pooled products. Miracuves is not affiliated with Fundrise; the name describes the category of software.
03How does the secondary market work?
An investor lists shares they hold, other investors make offers, and an accepted trade transfers ownership and posts ledger entries atomically. Before checkout a buyer must open an investment memo showing seller price and fees, premium or discount to latest NAV, the property proposal, yield and occupancy, capital structure, tenant metrics, valuation history and due-diligence documents. Operators can moderate listings, force-cancel, and read volume and average premium. The marketplace in the Miracuves Fundrise Clone is internal to your platform, with no external exchange connectivity, and running a secondary market in investment interests is regulated in most markets.
04What about investor exits if nobody buys?
Two other paths exist in the Miracuves Fundrise Clone. Operators can schedule exit windows with a pricing method and fee, where eligible investors submit redemption requests subject to holding-period and shares-held checks, and settlement credits proceeds and burns ownership. Separately, a whole-property sale can be proposed, with investors voting yes, no or abstain, one vote each weighted by shares. Neither is a guaranteed redemption, and an operator should never present either one as such.
Pricing & launch4 questions
05How much does it cost to build a platform like Fundrise in 2026?
The Miracuves Fundrise Clone is a one-time price of $6,099 for the white-label platform: the web application with the operator console, the Expo mobile app and the full source code, rebranded and deployed to your server. Security hardening, KYC and payment provider integrations, jurisdiction configuration and mobile depth are scoped and quoted separately, in writing, before you commit.
06How long does it take to launch?
Six days from the Miracuves side to rebrand the Fundrise Clone and deploy it to your server. What extends the calendar is anything we need from you: brand assets, hosting access, your property data, and accounts for the KYC vendor and payment processors. Security hardening before you go public, which for this platform we strongly recommend, is scoped separately, and we will be straight with you about the time it takes.
07What does it take to go live with real investor money?
A defined deployment engagement, quoted before you commit. The live demo runs on sandbox providers and demo accounts. A production deployment of the Miracuves Fundrise Clone connects your own payment processor and KYC vendor with provider-native signature verification and reconciliation, enforces the 30-role permission model at route level against your real team structure, gates every admin surface, sets lockout and password policy to your risk appetite, and configures your jurisdiction, fee schedules and legal agreements. The platform ships with a security handbook and a VAPT review so your own auditor or penetration tester has something to work from. It is a written checklist from the first conversation, and you still need your own licence or exemption before taking investor money.
08What is configured during delivery rather than shipped?
Anything that depends on your market or your vendors: your payment processor and KYC provider accounts and their live settlement; sanctions and PEP screening, where the data model is built and a screening vendor is connected to your compliance policy; native mobile document capture; and tax withholding and legal agreement wording for your jurisdiction, which needs your counsel rather than our assumption. Running several brands from one deployment is an architecture addition Miracuves scopes separately. And regulatory authorization, which no software vendor can supply to anyone: you hold the licence or exemption, and the Fundrise Clone gives you the compliance architecture to operate under it.
Compliance & markets2 questions
09Is it legal to launch a real estate crowdfunding platform?
The software is legal to own and deploy. Operating it is a regulated activity in most jurisdictions, and that is your responsibility, not a property of the code. In the US it usually means an SEC Regulation Crowdfunding offering through a registered funding portal or broker-dealer, a Regulation A+ offering or a Regulation D private placement, plus state rules; other markets apply their own securities and collective-investment rules. The Miracuves Fundrise Clone provides the compliance architecture (KYC case management, accreditation, investor classes, audit logging, maker-checker) but architecture is not authorization, and neither the software nor Miracuves is an issuer, funding portal or adviser. You will need counsel and, in most markets, a licence or an exemption before taking investor funds. Miracuves does not provide legal advice.
10Which countries and currencies does it support?
The Miracuves Fundrise Clone is configured for the UAE, United States and United Kingdom with AED, USD and GBP, and the interface carries eight locales including Arabic with full right-to-left layout. Adding a market is a country profile, currency and tax configuration rather than a code fork, but jurisdictional tax accuracy and legal agreement wording need your counsel and provider certification.
Tech, ownership & Miracuves3 questions
11What does the double-entry ledger actually give me?
Reconciliation instead of investigation. In the Miracuves Fundrise Clone every money movement posts balanced entries, amounts are stored as integers in minor units so there is no floating-point drift, wallet balances are derived from entries rather than stored separately, and corrections are compensating entries rather than edits. A distribution run can be checked against a bank statement, and an ownership question can be answered from an append-only register rather than reconstructed from three systems.
12Do I get the source code?
Yes. Miracuves hands over the complete Fundrise Clone codebase: the Next.js 15 web application with the operator console, the Expo mobile app, the Prisma schema of 77 models and 47 enums, the financial engine and permissions packages, the provider adapters and the 229 API routes, with full ownership to modify and extend, no runtime licence and no per-investor fee.
13Why choose Miracuves to build a Fundrise clone?
Because the hard part of real estate crowdfunding is already built and documented in the Miracuves Fundrise Clone: property-level SPVs with share classes, an append-only ownership register, a double-entry ledger, distribution batching with maker-checker approvals, a secondary market and an operator console of roughly thirty workspaces. What still needs work is disclosed, not hidden: the security review names each finding by route and impact, and the deployment checklist is quoted before you commit. You get full source ownership, a six-day deployment to your server, and a team that has delivered 9,000+ projects for 6,000+ clients since 2010.
Go deeper on this platform
The detail pages, and where it fits.
Business Model
Six revenue levers on one fee engine: platform, management, secondary market, distribution, exit and redemption fees plus FX spread, and why the business compounds instead of resetting.
See the playbook→Real estate and PropTech
See the industry→ ProductFeatures
Where the ownership and the money are actually held: six roles from investor to owner, 77 database models, 229 API routes and eight locales, Arabic included.
See the full breakdown→Disclaimer
Miracuves is an independent software development company. We are not affiliated with, connected to, sponsored by, or endorsed by Fundrise.
Read our full Legal Notice & Disclaimer →“Fundrise Clone” is used descriptively. It is how the software industry refers to building a platform with functionality similar to Fundrise, and how clients search for it.
The entire design and codebase is built by our own team. The product contains no code, design, graphics, or content originating from the Fundrise website or applications.
Fundrise and all other third-party names and marks are the property of their respective owners, referenced here solely to describe the category of software offered.
