White Label Real Estate Crowdfunding Platform - Property SPVs, Ledger & Secondary Market

A white label real estate crowdfunding platform is investment software you run on your own brand. With the Miracuves platform, investors browse properties, buy shares in one specific property, held in a dedicated SPV rather than a pooled fund, collect rental payouts and can sell their holding to other investors on a secondary market. Your operations team handles underwriting, committee review, distribution batches and compliance in a single console. Miracuves hands over 229 API routes, an Expo mobile app, a Next.js 15 web app and a PostgreSQL schema of 77 models.

A subscription is a monthly fee for software that runs on the vendor’s servers, and access usually ends when payments stop. With the Miracuves white label real estate crowdfunding platform you pay once, $6,099, the source is handed over and it is deployed to infrastructure you control, so there is no monthly platform fee. Ownership does not make running costs vanish: hosting, payment gateways, KYC providers and your license remain your expenses. What changes is that the code, the database and the investor records stay yours.

Everything your investors see on the white label real estate crowdfunding platform: your name, logo and colors, your domains, the app store listings, the emails and the documents. Behind that, the source, the database and the investor records are yours outright. The codebase Miracuves hands over covers the web app (Next.js 15) including the operator console, the mobile app built on Expo, 229 API routes, the financial engine, the permissions package, provider adapters and a Prisma schema with 77 models and 47 enums, all free to modify and extend.

Because the hard parts of a real estate crowdfunding business are already built and documented: an operator console of roughly thirty workspaces, a secondary market, batched distributions with maker-checker approval, a double-entry ledger, an append-only ownership register and per-property SPVs with share classes. You pay $6,099 once, receive the full source and deploy in 6 days, with a ten-document technical suite, including a security handbook and a VAPT review, for your diligence. Hardening, provider connections and jurisdiction setup are scoped and priced in writing before you commit. The Miracuves record stands at 9,000+ projects for 6,000+ clients; it has not yet delivered a fractional real estate deployment, which is why this page shows capability references you can check in the live demo rather than borrowed case studies.

Features are easy to copy; your register and operating track record are not. An investor whose holdings, payout history and tax statements all sit with you across several properties faces a real cost to leave, and a regulator that has already reviewed your processes is something a newcomer cannot replicate. The platform’s job is to make onboarding quick enough to grow that register, keep the ledger accurate enough to trust, and leave the whole record with you instead of a fund administrator that can reprice you.

The Miracuves white label real estate crowdfunding platform costs $6,099, paid once, for a deployment on your brand with the source included. What moves the final scope is the security hardening you want, the KYC and payment provider integrations, jurisdiction setup and how deep you go on mobile.

Rebranding this white label platform and deploying it on your server takes Miracuves six days. The schedule extends only when we are waiting on items from you - your property data, hosting access, brand assets, and accounts with the payment processors and the KYC vendor. Before opening to the public we strongly recommend completing security hardening; it is scoped separately, and we will give you an honest estimate of its duration.

A scoped deployment engagement, priced before you commit. The Miracuves demo uses demo accounts and sandbox providers, which is right for a demo. For production we connect your own payment processor and KYC vendor with provider-native signature checks and reconciliation, apply the 30-role permission model to each route, mapped to how your team is actually organized, put a gate on every admin surface, set lockout and password rules to your risk appetite, and set up jurisdiction settings, fee schedules and legal agreements. A security handbook and a VAPT review ship with the platform, so an auditor or pen tester of your choosing has a starting point. Nothing here surfaces late: it is a written checklist from our first call.

Whatever hinges on your market or your vendors. The accounts you hold with your payment processor and KYC provider, and live settlement through them. Sanctions and PEP screening: the data model is built, and screening runs once a vendor is connected under your compliance policy. Native mobile document capture, connected through your KYC provider. Legal agreement wording and tax withholding for your jurisdiction, which your counsel must settle rather than Miracuves guessing. Running more than one brand from a single deployment, an architecture addition scoped separately, because one deployment serves one operator brand. Finally, permission to operate, which no software vendor can hand to anybody: the license or exemption is yours to hold, and the platform provides the compliance tooling to work within it.

Start with a few assets you already control or can source fast, since early properties must fund to convince later investors. Platform fees can be collected from the very first subscription, and management fees start accruing from ownership straight away. Expect the secondary market to stay quiet until the register is big enough for buyers and sellers to meet; that is normal, not a fault. The path that works: a short hardening and configuration phase, then a controlled launch with a few assets and invited investors, then open registration after at least one distribution has run cleanly.

In most markets, yes. Owning and deploying the software is lawful; operating a real estate crowdfunding platform is a regulated activity almost everywhere, and securities, crowdfunding and collective investment rules differ by country. You, the operator, obtain your own license or exemption and set up your own legal structure with counsel before accepting investor funds. Miracuves supplies software, not permission to operate, and does not advise on licensing. The platform gives you compliance tooling (KYC case management, accreditation, investor classes, audit logging, maker-checker), but tooling is not authorization.

Out of the box the Miracuves platform is set up for the UAE, the United States and the United Kingdom, in AED, USD and GBP. The interface runs in eight locales, Arabic included, with a full right-to-left layout. A new market is a country profile plus currency and tax settings, not a code fork, though getting tax right for a jurisdiction and wording the legal agreements needs your counsel and provider certification.

You reconcile instead of investigating. On the Miracuves platform each money movement posts entries that balance, amounts are kept as integers in minor units so floating-point drift cannot creep in, wallet balances are computed from entries instead of held separately, and mistakes are fixed with compensating entries, never edits. In practice you can check a distribution run against a bank statement and answer an ownership question from the append-only register, not by piecing together three systems.

A holder lists shares, other investors bid, and once a trade is accepted the ownership transfer and ledger entries post together atomically. Before paying, a buyer has to open an investment memo covering valuation history, tenant metrics, occupancy and yield, the capital structure, the property proposal and the due diligence file, plus the seller’s price and fees and the premium or discount against the latest NAV. Operators can moderate or force-cancel listings and track volume and average premium. The marketplace is internal to your platform and does not connect to any external exchange; in most markets, operating a secondary market in investment interests is itself a regulated activity.

There are two other routes on the Miracuves platform. Operators can open scheduled exit windows with a pricing method and a fee; eligible investors file redemption requests, which are checked against holding period and shares held, and settlement pays out proceeds and burns the ownership. A sale of the whole property can also be proposed, and investors vote yes, no or abstain, each vote weighted by shares held. Neither route guarantees redemption, and nothing here should be read as a promise that it will.

Usually, yes. Settlement-confirmed subscriptions, SPV share registers, a balanced ledger, distributions and resale are where custom builds lose months and money. This platform ships them demonstrable today at a single price, with the full source handed over, so your developers or ours can add the modules your market needs.

Rebranding and server deployment take six working days, and the Expo phone app is part of that delivery. Store submission runs through your Apple and Google developer logins, so approval time rests with them. Native KYC document capture in the app arrives with the Mobile Hardening module, advised before live investor money.

Six fee levers run across the holding period: a subscription fee when investors buy in, a management fee that accrues while each property is held, fees on secondary trades, distribution charges, exit fees and an FX spread. Management fees usually matter most, because they grow with assets under management instead of depending on new raises.

Start with the live demo across investor, operator and partner dashboards. Then hand over brand assets, server access, property data and your KYC and payment processor accounts. Rebranding and deployment then take six working days. Hardening, live payment rails and screening come next as written-scope modules, so the platform is ready before public money flows.

The platform is built for real estate crowdfunding, where investors buy shares in one property that sits inside its own SPV. It tracks subscriptions, the share register, distributions and resale. Peer-to-peer lending and donation campaigns fall outside the product, so it suits sponsors who want to offer fractional property ownership.

Yes. The platform is deployed on your server under your brand, with the source code included, so investor records, share registers and ledger entries live in infrastructure you control. There is no subscription that ends your access, because you paid once and the system keeps running without the vendor.

Yes. Distributions are built into the platform, not sold as an extra, and they post through the same balanced ledger as subscriptions and resale, so each payout can be reconciled. Investors who want out can list shares on the secondary market, and operators can open scheduled exit windows with a pricing method and a fee.