
How Much Does It Cost to Build an AI Chatbot Like Gemini in 2025
Back in 2022, my friend Amit—a startup junkie with a coffee addiction—had this wild idea: “What if we build our own AI chatbot?” Fast-forward to
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"We had a hard regulator date for a cross-border neobank. Accounts ledger, KYC and card issuing came off their shelf; we added the corridor FX engine and our partner bank's settlement layer. We hit the milestone with room to spare, which would not have happened from a standing start."
Peter Lu · Managing Director, Apex Vertex Capital Holdings Ltd





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"We had a hard regulator date for a cross-border neobank. Accounts ledger, KYC and card issuing came off their shelf; we added the corridor FX engine and our partner bank's settlement layer. We hit the milestone with room to spare, which would not have happened from a standing start."
Peter Lu · Managing Director, Apex Vertex Capital Holdings Ltd





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